This loan allows SACCO members and PS Kenya staff to purchase items from specific dealers at discounted prices. 

1. Loan payable in twelve (12) months at an interest rate of 1% 

2. Loan is applicable for items where the Sacco has an MOU with the vendor

3. The loan will require guarantors who are members of Kinga SACCO.

4. Maximum repayment period 6 months

5. Loan shall not exceed 3.5 times members deposits.