This is an all-purpose loan facility advanced to all Members for improvement, development or investment. Best for first time borrowers who are looking into a long-term loan. Product features are;

1. Maximum loan amount of Kshs. 5.5M

2. Maximum entitlement is 3.5 times savings

3. Maximum repayment period of 72 months 

4. Interest rate of 1% per month on reducing balance.  

5. The deadline for submission of application form is the 25th of every month

6. This loan can offset another normal loan or a different type of loan.